Overdraft Protection

Cover your checking account with a Personal Line of Credit and Savings Sweep.


Make purchases knowing you are protected. Cover bounced checks with a Personal Line of Credit or a Savings Sweep. These particular services prevent checking account overdraft fees.

Peace of Mind

You may never need protection, but simply having a Personal Line of Credit or Savings Sweep will provide you comfort and ease.

Personal Line of Credit


  • Maximum $5,000 limit available Line of Credit

  • Interest calculated based on daily balance

  • Activities appear on checking statement

  • Paid by making monthly payments or pay entire balance at any time

Savings Sweep


  • A fee of $9 will be charged

  • Automatic Transfer

Regulation D Transaction Limitations – Federal regulations require banks to limit the way withdrawals and transfers may be made from a savings or money market account. Click here for additional information on restricted transactions and applicable fees.

FDIC Equal housing lender